Over 5 lakh Indian Students across the world already trust Niyo to make their financial journey overseas seamless and stress-free. Building on these insights, Niyo – India’s pioneering travel-fintech platform has introduced the Premium Student Plan, a purpose-built financial toolkit designed to give students the confidence to manage money smartly abroad while giving parents peace of mind back home.
The premium plan addresses the most pressing money challenges faced overseas – high forex conversion fees, expensive cash withdrawals, costly flight booking charges, and lack of mobile connectivity upon arrival.
At the heart of the plan is Niyo’s Zero Forex Markup Card, ensuring that students save on every international transaction with no hidden currency conversion fees. The plan is complemented by a set of curated benefits aimed at easing the first weeks of settling into a new country:
- Stay connected instantly: Free eSIM with 1 GB of international data for the first 24 hours, helping students contact family, book transport, and navigate on arrival
- Access local currency stress-free: Three free international ATM withdrawals per quarter (refunded as Niyo Coins), removing surcharge anxiety
- Start with instant value: welcome bonus in Niyo Coins, redeemable on flights and hotels booked via the Niyo app
- Travel smart: Zero convenience fees on all flight bookings made through the Niyo app, saving ₹700+ per booking
Niyo’s student-focused offerings have already been adopted by over 5 lakh Indian students, with the largest share heading to the UK (~25%), followed by USA, Germany, France, countries providing MBBS courses like Georgia, Kyrgyzstan, Kazakhstan and others. The company aims to strengthen its presence in these markets by continuously adding features relevant to international student life.
Vinay Bagri, CEO & Co-founder, Niyo, said, “Studying abroad is a life-changing milestone for students, but it can also be an anxious time for parents. At Niyo, we understand the emotional and practical challenges that families face during this transition. Our Premium Student Plan has been carefully crafted to make this journey smoother, safer, and more rewarding so students can focus on learning and living, while parents can feel reassured that their child’s finances are in good hands. We will continue to innovate with features that address the unique needs of students, ensuring they feel supported and connected, wherever they study in the world.”
With the Premium Student Plan, Niyo is not just offering a financial product but a safety net that travels with students wherever they go. By blending cost-saving features, seamless digital banking, and thoughtful travel benefits, Niyo continues to position itself as a trusted partner for both students and their families.
As the number of Indian students pursuing higher education overseas continues to grow, Niyo remains committed to expanding its suite of offerings, tapping into student feedback, and ensuring that financial barriers never stand in the way of global aspirations.